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Privacy and Security


At Mountain Valley Bank, the basis of each customer relationship is trust.  You have chosen to do business with Mountain Valley Bank, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us.  We believe that your privacy should not be compromised.  At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals.  Click here to
read our Privacy Policy.


Relax.  Your transactions truly are safe.  Mountain Valley Bank works with the leading technology partners to provide the most secure environment possible for worry-free Internet banking.  You can be assured of the following security measures:

  • Secure Communications
    Data is encrypted as it travels to and from your PC.  Encryption is accomplished through "Secure Sockets Layer", the de facto standard for data encryption on the Internet.  This means your sensitive financial information cannot be deciphered by unauthorized individuals.

  • Secure Login
    User IDs and pins are stored on our bank's computer, isolated from the Internet, where they can never be accessed or downloaded by anyone on the Internet.  In addition, because user passwords can vary, the chance of randomly guessing a password is less then one in 1,000,000,000,000. (That's 1,000 billion!)

  • Secure Environment
    Our computer system does not connect directly to the Internet.  It is isolated from the network via a "firewall" -- a software and hardware product that defines, controls and limits the access that "outside" computers have to bank's computer.  This firewall subscribes to the standards set by the NCSA (National Computer Security Association). In other words, use of the firewall allows only authenticated bank customers or administrators to send or receive transactions through it.

  • Security Reviews
    We provide continuous monitoring and auditing of all transactions originating from or outbound to the Internet.  We operate with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency.  We are committed to working with our communications providers to produce the safest operating environment possible for our customers and will take advantage of evolving security enhancements.

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Steamboat Springs

Meeker Walden Hayden
970-870-6550 970-878-0103 970-723-8221 970-276-9099